Auto Insurance - What is No Fault Auto Insurance Policy

A no fault auto insurance policy currently in 12 states and Puerto Rico is a type of policy where your insurer pays for injuries arising from an accident regardless of who caused it.

The 12 states that have this provision Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota, Utah, New Jersey, Pennsylvania and Kentucky all have various differences but are all basically operated under the same principle.

One very important thing to note is that there is a set limit to what your insurer would pay. Once the expense over shoots that maximum, you have to come up with the balance either by taking care of it or suing the offending driver to get the needed compensation.

One major good point for this type of coverage is that you are covered if only to a certain extent regardless of whether you are at fault or not.

If you live in any of the 12 states listed above and is interested this type of policy, it would be pure wisdom to find the peculiarity of our state's law on no fault auto insurance.

It would help you to go online and get free quo

tes to compare so you can know which insurer would offer you a better rate.

All you need do is go online to any quotes comparison site. You would fill in your zip code and some other information which you would need to fill out correctly. When you have done this, you would receive quotes from various insurers based on the information you provided.

Be sure to visit at least 4 quotes comparison sites for best results.