Low Auto Insurance Rate Quotes - 4 Tips to Save 40% Or More

Low auto insurance rate quotes read this and learn how to save 40% or more on the cost of your car insurance. There is no reason for anybody to pay exorbitant prices for car insurance when there are so many ways to save money.

What is auto insurance?
A legal means to protect you from paying large amounts of money when either your vehicle is damaged by someone else or if you cause bodily injury or property damage using your car. Most states require drivers to carry some type of liability car insurance and what we are attempting to do is help you get it for a low price.

4 Tips to save money.

Tip 1. Maintain a good driving record.
Most insurance companies will give discounts to good drivers and people who obey the law. If you had traffic tickets or violations it would be a good idea to go to traffic school and have the points reinstated on your drivers license.

Tip 2. Safety features.
Make sure that your car is in compliance with all state laws such as having seat belts, infant seats if you have children, that your muffler is in good condition, tires are in good condition, all the lights work and everything else that pertains to safety is in good condition.

Tip 3. Have your vehicle serviced regularly. Auto insurance companies give lower premiums to people who take good care of their car because they know that the chances of them paying for towing services are less and they also know that a defect in your car is not likely to cause an accident.

Tip 4. Do your homework. Research all the insurance companies including prices and especially service. To find out about how insurance companies provide service if there would be an accident check with auto body shop managers and ask them which companies they like to work with.

Tip 5. Raise your deductible.
If you would consider raising your deductible to $1000 rate of $1500 per accident you would save yourself 40% of the cost of your insurance. Many people do not realize that this is the highest discount available for any type of insurance.

Tip 6. Drop comprehensive insurance.
You can do this if your car is paid for and go with a straight liability policy which will save you 20%.

Jimmy says you can really lower your costs for auto insurance if you know how to shop.

Low auto insurance rate quotes are much easier to get if you know how to do it and if you follow these steps you can significantly lower the cost of your automobile insurance.

Jim Kibler has a extensive background in sales, financial increase and business and was an top producing insurance agent. Jim believes most people are paying much more money than necessary for insurance.

To get a much more complete free list of available discounts and learn how to save 50% or more on automobile insurance visit him at Cheapest car insurance